Rogersville VA Clinic
Rogersville, TN 37857 (street address not published by SAMHSA)
Payment accepted: Commercial insurance · TRICARE
Joint Commission accreditation (as reported to SAMHSA)
Listings from SAMHSA, November 5, 2026
Rehab that takes private insurance in Tennessee
Insurance from your job or from HealthCare.gov covers rehab. Your share turns on your network, deductible and prior approval. Here, 332 programs are on the SAMHSA list.
Have your ZIP code and insurance card (or your loved one's) ready. This paid referral line is answered by a partner, not a listed program.
Where to start: programs accepting private insurance
12 of 332 listings; SAMHSA FindTreatment.gov, November 5, 2026. Programs reporting more services first, then the rest A–Z. Programs never pay for a spot; a partner pays for our referral line. How we sort.
Showing 12 of 12
Where to begin? Call (423) 509-6280 This paid referral line is answered by a partner, not a listed program.
James H Quillen VAMC
Corner of Lamont and Veterans Way, Mountain Home
Payment accepted: Commercial insurance · TRICARE
Joint Commission accreditation (as reported to SAMHSA)
Southern Sky Outpatient Detox
2715 Kirby Road, Memphis
Payment accepted: Commercial insurance
Joint Commission accreditation (as reported to SAMHSA)
CAAP Inc
4023 Knight Arnold Road, Memphis
Payment accepted: Commercial insurance · Income-based fee
CARF accreditation (as reported to SAMHSA)
JourneyPure
5080 Florence Road, Murfreesboro
Payment accepted: Commercial insurance · TRICARE
CARF accreditation (as reported to SAMHSA)
TLC Maryville
1821 West Broadway Avenue, Maryville
Payment accepted: Medicare · Commercial insurance
CARF accreditation (as reported to SAMHSA)
Live Again Detox
1618 17th Avenue South, Nashville
Payment accepted: Commercial insurance · TRICARE
Joint Commission accreditation (as reported to SAMHSA)
New Life Medicine
2408 Susannah Street, Johnson City
Payment accepted: Medicaid · Medicare · Commercial insurance
Tennessee Detox Center
509 Lake Forest Drive, La Vergne
Payment accepted: Commercial insurance · TRICARE
Joint Commission accreditation (as reported to SAMHSA)
Mending Hearts
P.O. Box 280236, Nashville, TN 37228 (street address not published by SAMHSA)
Payment accepted: Medicaid · Commercial insurance · Income-based fee
Frontier Health
P.O. Box 9054, Johnson City, TN 37615 (street address not published by SAMHSA)
Payment accepted: Medicaid · Commercial insurance · TRICARE
Freeman Recovery Center LLC
506 Henslee Drive, Dickson
Payment accepted: Medicaid · Medicare · Commercial insurance
Our facility data comes from public agencies, not from advertisers
SAMHSAThe national treatment locator
TDMHSASAddiction services for the state
NIDAResearch on treatment
988 Lifeline24/7 crisis line
CARFAccredits programs
ASAMCriteria for levels of care
Short answer
In Tennessee, 332 programs list private insurance. Your cost turns on your deductible, your coinsurance, and if the program is in your network. Most of them are in Nashville (28), Memphis (23) and Knoxville (22). Source: SAMHSA locator (November 5, 2026)[1].
In short
- Residential care: 54. Detox: 33. Medication for opioid use: 153.
- 129 set fees on a sliding scale too, and 139 can help you with payment.
- Teens are accepted at 171, and 16 serve clients in Spanish.
What private insurance pays for
83%of Tennessee programs
Do you have a plan from HealthCare.gov or a state marketplace? Then mental health and substance use disorder services are an essential health benefit. Your plan must cover them. The same goes for most small-employer plans.
A 2008 federal parity law also helps: the Mental Health Parity and Addiction Equity Act. Say your plan covers addiction treatment. Then its rules on copays, visit limits and prior authorization can't be stricter than for similar medical care.
Got a price quote? Before admission, enter it in the cost calculator and add your deductible and coinsurance. There are 54 residential programs here that take private insurance. Is your coverage through Medicare? Then read Medicare and rehab instead.
Before you go: what to ask
For residential treatment in network, what are my deductible, coinsurance and out-of-pocket maximum?
Find out how much of each is already used up this year.Do I need prior authorization? Who asks the plan for it?
Most often, a program that takes insurance requests it on your behalf.Does my plan cap the number of days per year?
Also ask how you get more days when the program recommends them.Which addiction medicines does my formulary list?
Check buprenorphine-naloxone, naltrexone and methadone. Ask what tier each one is on.No program in my network nearby can treat me. What then?
Ask for a network exception. With one, you pay in-network rates at an out-of-network program.
Levels of care at these programs
Of these 332, 33 offer detox and 54 offer residential care. 314 offer outpatient care, and 153 give medication for opioid use disorder.
Which program should you ask first? Call (423) 509-6280 This paid referral line is answered by a partner, not a listed program.
Who the programs are for
171take children and teens
171 of these 332 facilities take children and teens. 97 run programs for veterans, and 16 serve people in Spanish.
Ages served
Seen most often: Young Adults (322 of 332), Seniors (319 of 332) and Adults (302 of 332).
Groups these programs serve
Seen most often: People with both a mental health and a substance use disorder (216 of 332), Clients who have experienced trauma (163 of 332) and Court-referred clients (not DUI/DWI) (122 of 332).
Languages besides English
Seen most often: Sign language for deaf and hard-of-hearing clients (109 of 332), Spanish (16 of 332) and Other languages (excluding Spanish) (2 of 332).
Care settings and aftercare support
Each program reports where it gives care and what help it offers after you leave.
Care settings
Seen most often: Outpatient (314 of 332), Regular outpatient treatment (144 of 332) and Outpatient MAT (methadone, buprenorphine or naltrexone) (125 of 332).
Support once treatment ends
Seen most often: Mentoring/peer support (204 of 332), Housing services (165 of 332) and Assistance with obtaining social services (134 of 332).
Opioid use medications
Seen most often: Buprenorphine used in Treatment (127 of 332), Naltrexone used in Treatment (117 of 332) and Methadone used in Treatment (14 of 332).
Therapy approaches
Seen most often: Cognitive behavioral therapy (304 of 332), Telemedicine/telehealth therapy (303 of 332) and Substance use disorder counseling (181 of 332).
Where to look in Tennessee
| City | Accept | All programs | Share |
|---|---|---|---|
| Nashville | 28 | 33 | 85% |
| Memphis | 23 | 34 | 68% |
| Knoxville | 22 | 27 | 81% |
| Chattanooga | 18 | 19 | 95% |
| Jackson | 12 | 13 | 92% |
| Johnson City | 12 | 14 | 86% |
| Cookeville | 8 | 8 | 100% |
| Kingsport | 8 | 10 | 80% |
| Brentwood | 7 | 7 | 100% |
| Clarksville | 7 | 7 | 100% |
| Cleveland | 6 | 7 | 86% |
| Columbia | 6 | 7 | 86% |
Distance from each county to a program accepting private insurance
0counties where a program accepting private insurance is over 30 miles away
Here is how we checked distance. Start from the middle of each of Tennessee's 95 counties. Then we found the closest listed facility accepting private insurance, in a straight line. For the median county, the closest one is 3.6 miles away; 0 counties are over 30 miles away.
Counties with the longest trip
| County | Distance, miles |
|---|---|
| Clay County | 26.4 |
| Rhea County | 20.7 |
| Warren County | 19.7 |
| Smith County | 19.2 |
| Polk County | 19.0 |
| Grundy County | 18.2 |
| Humphreys County | 18.1 |
| Stewart County | 18.1 |
Your insurer said no? Do this
Get the reason in writing.
Also ask which medical necessity criteria the plan applied. Plans must give them to you if you ask.You have 180 days to file an internal appeal.
Are you in treatment now, or would waiting harm your health? Then ask for an urgent appeal. It is decided within 72 hours. Many programs will write the clinical part for you.Next, request an external review.
Do this if the plan keeps its denial. An independent reviewer can reverse it. The plan has to follow what the reviewer decides.
Where to begin?
Have each program check your benefits with your plan.
This paid referral line is answered by a partner, not a listed program.
More ways these programs accept payment
Your coverage can change while you are in treatment. So it helps that many programs accept more than one way to pay. Of these 332, 328 accept cash too, and 129 offer a sliding fee scale.
What payment they take
Non-profit or for-profit
Non-profits run 159 of them; for-profit companies run 169.
Sources we used
- Facility payment data: SAMHSA FindTreatment.gov. findtreatment.gov
- Mental health and substance abuse coverage — HealthCare.gov (CMS) www.healthcare.gov
- Appealing a health plan decision — HealthCare.gov (CMS) www.healthcare.gov
- Mental Health Parity and Addiction Equity Act — U.S. Department of Labor www.dol.gov
- The ASAM Criteria — ASAM www.asam.org
- Treatment approaches for drug addiction — NIDA nida.nih.gov
- Tennessee Department of Mental Health and Substance Abuse Services. www.tn.gov
We took the facility counts from the SAMHSA snapshot dated November 5, 2026.
The Tennessee Rehab editors checked this page against the sources above on November 5, 2026. How this site works.
Pass this page on:
Private insurance: what people ask
Common questions
How many rehabs in Tennessee take private insurance?
332 of the 402 facilities in Tennessee appear on SAMHSA's locator (November 5, 2026). Residential care is offered by 54 of them, detox by 33.
Does my insurance cover residential rehab?
Usually, yes, if two things are true. Your plan's criteria must find the stay medically necessary. And the program must be in network or approved. Your part is the deductible and coinsurance. Most plans also want prior authorization first.
What does a verification of benefits mean?
It is a call from the program to your insurer. The program asks what your plan will pay for the care you need. It checks the deductible, coinsurance, day limits and authorization rules. Get the result in writing, too.
Which city has the most centers?
Nashville leads with 28. For the top cities and each city's share of programs, see the table above.
Can I pay some other way?
Read about Medicaid, Medicare, TRICARE, no insurance, or estimate your share using the cost calculator.
Still working out how to cover rehab in Tennessee?
Ask the programs listed above which plans they accept. Or call the referral line.
Call (423) 509-6280
This paid referral line is answered by a partner, not a listed program.
How to pay for rehab